Are you selling some sort of service? Would you like to get the best rate of pay for your services? I believe this may have frustrated you some points in the past, as setting a price for service offering is often fraught with pitfalls. Often what seems to be logical could prove to be very wrong. If like most people, you set your price based on the income that you want to generate, i.e. USD60,000 a year and think that you should charge a daily rate of USD600 for a 100 days of chargeable … [Read more...]
Why saving may not be good
Are you telling me that saving is no good? Isn’t that someone has come up with the notion of ‘saving for a rainy day’? It is not that I am against saving in principle; however, you have to be very careful if your saving does cost you money. It may sound strange when we say that saving can be bad for your financial health! What I am trying to say is that we can’t just blindly think that ‘a penny saved is a penny earned,’ although this is words of wisdom from Benjamin Franklin. To accept … [Read more...]
